Required Documents

This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Singapore.

Business details

The following table lists the required document types for both verification types for all business entity types.

businessType	Manual KYB	eKYB
ASSOCIATION	ASSOCIATION_DEED	ASSOCIATION_DEED
GOVERNMENT_ENTITY	BUSINESS_REGISTRATION_DOC	N/A
PARTNERSHIP	PARTNERSHIP_DEED	PARTNERSHIP_DEED
PRIVATE_COMPANY	BUSINESS_REGISTRATION_DOC	N/A
PUBLIC_COMPANY	BUSINESS_REGISTRATION_DOC	N/A
SOLE_TRADER	BUSINESS_REGISTRATION_DOC	N/A
TRUST	TRUST_DEED	TRUST_DEED

For a complete list of business document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

Stakeholders

Nium offers E_KYC, E_DOC_VERIFY, and MANUAL_KYC modes for applicant KYC in Singapore.

• For SG residents (based on address country) set the kycMode as E_KYC or MANUAL_KYC based on stakeholder preference.
• For non-residents set kycMode as E_DOC_VERIFY or MANUAL_KYC based on the stakeholder preference.

E_KYC or E_DOC_VERIFY

E_DOC_VERIFY (Documents to be uploaded in Onfido form)	E_KYC
Live Selfie with Passport/National ID/Driver's License and Proof of Address to be submitted in the form presented by Onfido (eDoc verification vendor)	No documents are required, only Singpass authentication

Manual KYC

Every individual stakeholder needs to submit one of the following information when kycMode = MANUAL_KYC.

Field name	Passport	National ID	Driver license
documentType	PASSPORT	NATIONAL_ID	DRIVER_LICENCE
documentNumber	Yes (Passport number)	Yes	Yes
documentIssuanceCountry	Yes	Yes	Yes
documentExpiryDate	Yes	-	Yes
document.fileName	Yes	Yes	Yes
document.fileType	Yes	Yes	Yes
document.document	Yes	Yes	Yes

For a complete list of personal document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

⚠️ IMPORTANT

If the document doesn't contain an address, you need to submit an Acceptable document for PROOF_OF_ADDRESS which can verify the address with documentType = PROOF_OF_ADDRESS.

If this additional document is not submitted, the compliance agent will raise an RFI for stakeholderAddress to which you can submit the additional document via the Respond to RFI API.

NOTE: Photocopies or scanned documents in black-and-white are not accepted for Passport, Medicare Cards, or Driver's License.

Applicants

Nium offers E_KYC, E_DOC_VERIFY, and MANUAL_KYC modes for applicant KYC in Singapore.

• E_KYC is applicable for SG residents via Myinfo verification.
• E_DOC_VERIFY is applicable for non-SG residents. Applicant needs to complete KYC using the redirect URL. Document details need to be passed for E_DOC_VERIFY and upload of document files isn't required.
• MANUAL_KYC required document details along with upload of document files.
• Additionally, LOA is required for all KYC Modes when applicant is not a Director/ UBO

E_KYC or E_DOC_VERIFY

E_DOC_VERIFY (Documents to be uploaded in Onfido form)	E_KYC (Myinfo authentication)	API documents for both E_DOC_VERIFY, E_KYC
Live Selfie with Passport/National ID/Driver's License and Proof of Address to be submitted in the form presented by Onfido (eDoc verification vendor)	No documents are required in Myinfo, only Singpass authentication	LOA will be required for all KYC modes when applicant is not a Director/ UBO and should be submitted via API.

Manual KYC

Every individual applicant needs to submit one of the following information when kycMode = MANUAL_KYC.

⚠️ IMPORTANT

If the document doesn't contain an address, you need to submit an Acceptable document for PROOF_OF_ADDRESS which can verify the address with documentType = PROOF_OF_ADDRESS.

If this additional document is not submitted, the compliance agent will raise an RFI for applicantAddress to which you can submit the additional document via the Respond to RFI API.

Field name	Passport	National ID	Driver license	Letter Of Authorization when applicant isn't a DIRECTOR or UBO	Additional document if the first document doesn't contain an address
documentType	PASSPORT	NATIONAL_ID	DRIVER_LICENCE	LOA	PROOF_OF_ADDRESS
documentNumber	Yes (Passport number)	Yes	Yes	No	No
documentIssuanceCountry	Yes	Yes	Yes	No	No
documentExpiryDate	Yes	No	Yes	No	No
document.fileName	Yes	Yes	Yes	Yes	Yes
document.fileType	Yes	Yes	Yes	Yes	Yes
document.document	Yes	Yes	Yes	Yes	Yes

For a complete list of personal document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

See Letter Of Authorization for suggested format of LOA in case you do not have one.

NOTE: Photocopies or scanned documents in black-and-white are not accepted for Passport, Medicare Cards, or Driver's License.

Acceptable documents for PROOF_OF_ADDRESS

Individual stakeholder or applicant	Business details
Bank statement Government-issued letter Utility bill (gas, electricity, internet, phone, water)	Bank statement Government-issued letter Utility bill (gas, electricity, internet, phone, water)

NOTE: The above documents are in addition to the standard documents mentioned in Business, Stakeholder, or Applicant section. These can be passed under the documentType PROOF_OF_ADDRESS.

The above documents cannot be more than 90 days old when submitting.